Avon Hard Money Lending

860-943-5363

Hard Money Lending Made Easy

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Welcome to Avon Hard Money Lending, a trusted leader in hard money lending solutions. We understand that traditional financing options may not always be accessible or suitable for real estate investors, flippers, and developers. That’s where we come in. We provide quick and flexible financing solutions that cater to the unique needs of the real estate industry.

With our hard money lending services, you can access the capital you need to seize investment opportunities, fund property acquisitions, and execute renovation projects. We specialize in providing short-term loans secured by real estate assets, allowing you to leverage your existing properties or the potential of a new purchase.

At Avon Hard Money Lending, we take pride in our ability to offer fast approvals and quick funding. We understand the time-sensitive nature of real estate transactions, and our streamlined process ensures that you can secure financing in a timely manner. With our in-depth industry knowledge, extensive network of lenders, and personalized approach, we have become a trusted partner for real estate investors across Connecticut.

What sets us apart is our commitment to providing exceptional customer service. We prioritize open communication, transparency, and tailored solutions that meet your specific needs. Our experienced team of professionals is dedicated to understanding your goals and structuring loan programs that align with your investment strategies. We believe in building long-term relationships with our clients, offering ongoing support and guidance throughout your real estate journey.

AVON HARD MONEY LENDING

​Whether you’re a seasoned real estate investor, a property developer, or a first-time flipper, we are here to provide the financial solutions that enable you to achieve your investment objectives. Trust us to be your reliable partner in navigating the world of hard money lending.

About Us

At Hard Money Lending, we are a leading provider of hard money lending services with a proven track record of success. With over years of experience in the industry, we have built a reputation for reliability, transparency, and personalized service.

Our team of seasoned professionals is dedicated to understanding your unique financial needs and providing tailored solutions that align with your goals. We take pride in our deep industry knowledge and our ability to navigate the complexities of real estate financing. By leveraging our expertise and extensive network of lenders, we can secure the funding you need, even in challenging circumstances.

At Avon Hard Money Lending, we believe in building long-term relationships with our clients. We prioritize open communication, integrity, and trust in every interaction. When you choose us as your hard money lender, you can expect a dedicated team that is committed to your success.

Ready to take the next step?
Reach out to our team to discuss your financiang needs. together, we can unlock the potential of your real estate ventures and help achieve success

Services

Our experienced team will work closely with you to understand your specific needs and recommend the most suitable loan program. We pride ourselves on our flexibility and ability to find creative solutions to even the most complex financial situations.

We offer a comprehensive range of hard money lending services to accommodate various investment needs. Our loan programs include:

Designed for real estate investors looking to purchase distressed properties, renovate them, and sell them for a profit. We provide fast funding for property acquisition and renovations, helping you maximize your returns.

Whether you’re a property developer or a builder, our construction loans offer the necessary financing for residential or commercial construction projects. We understand the unique requirements of construction financing and provide flexible solutions to ensure the successful completion of your projects.

When timing is critical, our bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. This option allows you to seize investment opportunities without the constraints of selling your current property first.

Replace existing loans with better terms or access equity in your property. Whether you aim to lower your interest rate, extend your repayment period, or obtain funds for other investments, we can help you efficiently refinance your property.

Specializing in financing for commercial real estate investments. Whether you’re acquiring, developing, or refinancing office buildings, retail spaces, or multifamily complexes, our commercial real estate loans offer competitive rates and flexible terms.

Rental Property Loans

Build a portfolio of rental properties with our capital. Whether you’re purchasing new properties or refinancing existing ones, we offer customized solutions tailored to your rental property investment goals.

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When Traditional Loans Say 'No,' We Say'Yes!' -Hard Money Lending: Your Gateway to Real Estate Triumphs!

FAQ's | Avon Hard Money Lending

For our Fix/Flip, New Construction, and Bridge our typical term is 12-18 months depending on the project size. For our DSCR rental loans the term is 30 years with varying options for prepayment penalty and ARM’s with interest only periods if they are desired.

For our Fix/Flip, New Construction, and Bridge we will close typically in 2-3 weeks but can close faster with appraisal, title, and other necessary docs in hand. Our Rental DSCR can close in 4-5 weeks. We can close quicker with above-average response times, great organization, and preparation.

Depending on the loan product and duration the rates will vary based on experience, credit, and the overall deal. For our Fix/Flip, New Construction, and Bridge rates are currently between 10-12%. Rental DSCR are between 7.5-9.5%

We charge 2-3 points on most deals and are dependent on the experience, credit, and loan type. The points are paid up front at closing with your other associated closing costs.

Our lender’s legal fee is $1000 and the commitment fee is $995 and a $40 wire fee. For each draw request the draw inspection fee is $250.

We hire a vetted third party AMC or appraiser for all of our properties we are lending on. If you have a requested appraiser we can get their license, examples of appraisals, and see if we can get them added on our list of approved appraisers for future appraisals.

We will work with you if you need additional time and the loan is current and up to date with payments and the insurance is current. We offer on a case by case basis 30 day, 3 month, and 6 month extensions depending on the situation. When extending the loan it is subject to a 1-2 point extension fee.

For our Fix/Flip, New Construction, and Bridge loans we do not have any prepayment penalties. Our Rental DSCR loans have varying prepayment penalties that can be chosen from 1-5 years.

We are looking at both the deal and the borrower(s). Part of the asset in the deal is the operator and a good deal can be spoiled by a bad borrower. We want to understand if the deal makes sense and that we are comfortable that the borrower will make their payments on time, complete the project within the term period, and return the money to us.

Our loans are considered “light doc” loans where we are looking at the liquidity, creditworthiness, experience of the borrower, and deal specifics. We require proof of liquidity through bank statements and a stated income personal financial statement but we are not looking at tax returns and income verification.

For experienced investors our minimum is 650 and for newer investors and our rental DSCR loans 680 is our minimum.

We only perform a hard pull on live fix/flip, new construction, and bridge loans. That credit report can be used for subsequent deals usually up to 3-6 months and after that time we may request to have an updated credit report on file for upcoming projects.

We cannot fund within 5 years of a recent bankruptcy or foreclosure.

Depending on experience we require for 10-30% of the purchase price for money invested in the deal that is not covered by the approved loan amount. In addition, we look to see there is enough money available for closing costs, interest payments, and working capital before draws are paid.

Yes. Our leverages (LTC) and/or the percentage of the project that is needed to be brought into the deal (skin in the game) by the borrower will be lowered as more deals are completed. It is merit based and once you have completed 6+ projects you can unlock our highest leverage tier of 90% of Purchase and 100% of Construction up to a maximum of 70% ARLTV

We cannot count deals that were not either fix/flips, new construction, or rental properties purchased. Wholesale and performing projects for other investors where you are not on the LLC or loan as a guarantor would not be counted towards experience.

Yes. Prior to closing we will responsibly source the funds that will be needed to close on property and also get through the project without running out of money. The funds would need to be moved into a personal or business bank account prior to closing. For our Rental DSCR there is a 3 month seasoning period for all funds to be in your accounts.

We do not fund construction funds up front. Depending on your relationship with your contractors we will reimburse completed work. As you complete work you can request a draw reimbursement and once we get the inspection.

Generally 3-5 business days. It can be quicker and as we complete more draws and deals together it can be completed quicker. Also, it can sometimes get delayed from the time we order the inspection once the request is submitted when the inspector reaches out to schedule the inspection and coordinate payment for the report to be sent to us for final review.

We lend in all states except for North Dakota, South Dakota, Minnesota, Vermont, Oregon, Wyoming, Nevada, Arizona and Idaho.

Our minimum loan size is $100,000. We will lend sometimes below $100,000 on a case by case basis from $75,000-$100,000 depending on the deal structure and location. Our rental DSCR loans require a minimum of $100,000/unit for a refinance/purchase with our term loan program.

Depending on where the property is located we may not be able to lend if it is designated as rural. This usually is an issue due to population density and if we are not comfortable with getting comps that are within a reasonable distance to the property.

Our term and bridge loans will allow for commercial properties but only 5+ unit multifamily and mixed-use where more than 50% of the property is made up of residential units and is over $250,000. We do not lend on pure commercial or special use properties.

We do lend on fire damaged properties but would be heavily weighed on the strength and experience of the operator with the properties condition.

We cannot lend to a personal name due to our loans being commercial loans. We can only lend to an entity i.e. LLC, S-Corp, C-Corp, etc…

Trust can be complicated to lend on or refinance with but we can look at the trust documents on a case-by-case basis and determine what challenges or if it would preclude us from lending to one. The trust would be required to be irrevocable in all cases if we were able to lend to one.

After our application has been completed and submitted an underwriter from our team would reach out to go over the deal and information provided including financials, experience, and next steps. After the borrower interview call if we mutually decide to move forward we would order the appraisal from one of our vetted sources by either an AMC (Appraisal Management Company) or approved appraiser.

If you have a preferred relationship with a title company and insurance broker you can order both of them yourself once we complete the borrower interview. If you would like recommendations on both we can direct you with some of our preferred vetted partners in each category. You would provide to us the contact information for each vendor and our team would include them on all correspondence.

We control all of our loan decisions related to our loans we originate. We deploy our own funds on select projects as it is available and also manage multiple capital sources to provide the very best options and flexibility for our borrowers.

Unfortunately for all of our loans we must be in the first and only lien position. With a seller holdback we cannot lend unless we pay off the seller holdback lien and then we can refinance into a new loan where we are the sole and only lien holder.

We cannot lend on specialized housing like bed and breakfast, rooming homes, hotels/motels, due to the use of the property being commercial use.

Hard Money Lending Success Story: Revolutionizing Hard Money Lending in Avon, Connecticut

Let’s explore the remarkable journey of a hard money lending firm in Avon, Connecticut, as they revolutionized the industry. Here’s their inspiring story:

Originally established with a different focus, this company quickly recognized the growing demand for reliable hard money lending services in their local area. Driven by a deep commitment to empowering real estate investors, they made a bold decision to reorient their entire business model and specialize in hard money lending.

With their experience and a team of dedicated professionals, they seamlessly integrated hard money lending practices into their operations. By implementing innovative lending strategies, personalized financial solutions, and flexible terms, they soon emerged as pioneers in the hard money lending sector.

The success of this lending venture can be attributed to several key factors. First and foremost, their team consists of highly skilled experts who are passionate about supporting real estate investors and facilitating their success. Their extensive knowledge and unwavering dedication enable them to deliver exceptional hard money lending services to their clients.

This hard money lending firm rapidly gained recognition for their efficiency and effectiveness. Through the utilization of advanced technologies and a client-centric approach, they ensure streamlined lending processes. Their commitment to providing fast funding solutions and personalized service sets them apart in the industry.
Real estate investment opportunities remain at the core of their lending story. Through their tireless efforts in understanding the needs of investors, offering flexible financing options, and facilitating quick transactions, they have made a significant positive impact on the local real estate community. By choosing this hard money lending firm, clients actively contribute to their own success and the growth of the real estate market.

Today, this lending firm continues to evolve and thrive as a leader in the industry. Their success story serves as an inspiration, showcasing the transformative power of innovation, dedication, and a strong commitment to providing reliable hard money lending services that support real estate investors. Join them on their journey toward financial growth and success by experiencing their exceptional lending solutions.

6 Reasons Why You Should Choose Our Hard Money Lending Services

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When it comes to hard money lending, choose our services for a partnership built on expertise, efficiency, flexibility, personalized attention, competitive rates, and a proven track record of success. Experience the difference in our approach and let us support your real estate investment journey.

1. Expertise In Hard Money Lending

Our team consists of experienced professionals with comprehensive knowledge of the hard money lending industry. We understand the complexities of real estate investment and have the expertise to provide tailored lending solutions that meet your specific needs

2. Quick and Efficient Funding

We understand the importance of timely financing in real estate transactions. With our streamlined processes and efficient evaluation methods, we ensure fast approval and funding, enabling you to seize investment opportunities without delays

3. Flexible Terms and Customized Solutions

We empower our clients with flexible lending options. Whether you need short-term loans, bridge financing, or fix-and-flip funding, we collaborate closely with you to create customized solutions that align with your investment goals.

4. Personalize Service

We value strong client relationships and provide personalized service throughout the lending process. Our team takes the time to understand your unique circumstances and investment objectives, offering guidance and support at every step.

5. Competitive Rates and Transparent Fees

We are committed to offering competitive interest rates and transparent fee structures. We believe in fostering trust and transparency, ensuring that you have a clear understanding of the costs associated with our lending services.

6. Proven Track Record of Success

Our track record speaks for itself. We have helped numerous real estate investors achieve their financial goals through our reliable hard money lending services. Our satisfied clients attest to our professionalism, integrity, and ability to deliver results.

There are numerous compelling reasons to choose our hard money lending services, making it a sensible decision for your real estate investment financing needs. From reliability and flexibility to superior outcomes and exceptional service, we offer an unparalleled solution. When you select us as your trusted partner in hard money lending, you gain a competitive edge in the market. Feel free to contact us today for more details on how we can provide you with the financing solutions that empower your real estate investment goals. Together, let’s pave the way for your financial success in the real estate industry.

Let's explore the remarkable journey of a hard money lending firm in Avon, Connecticut, as they revolutionized the industry. Here's their inspiring story:

Originally established with a different focus, this company quickly recognized the growing demand for reliable hard money lending services in their local area. Driven by a deep commitment to empowering real estate investors, they made a bold decision to reorient their entire business model and specialize in hard money lending.

With their experience and a team of dedicated professionals, they seamlessly integrated hard money lending practices into their operations. By implementing innovative lending strategies, personalized financial solutions, and flexible terms, they soon emerged as pioneers in the hard money lending sector.

The success of this lending venture can be attributed to several key factors. First and foremost, their team consists of highly skilled experts who are passionate about supporting real estate investors and facilitating their success. Their extensive knowledge and unwavering dedication enable them to deliver exceptional hard money lending services to their clients.

This hard money lending firm rapidly gained recognition for their efficiency and effectiveness. Through the utilization of advanced technologies and a client-centric approach, they ensure streamlined lending processes. Their commitment to providing fast funding solutions and personalized service sets them apart in the industry.

Real estate investment opportunities remain at the core of their lending story. Through their tireless efforts in understanding the needs of investors, offering flexible financing options, and facilitating quick transactions, they have made a significant positive impact on the local real estate community. By choosing this hard money lending firm, clients actively contribute to their own success and the growth of the real estate market.

Today, this lending firm continues to evolve and thrive as a leader in the industry. Their success story serves as an inspiration, showcasing the transformative power of innovation, dedication, and a strong commitment to providing reliable hard money lending services that support real estate investors. Join them on their journey toward financial growth and success by experiencing their exceptional lending solutions.​

We take pride in being Avon, Connecticut's premier hard money loan provider! Our dedication to excellence and commitment to customer satisfaction set us apart from the competition. Here's why we are the top choice for hard money lending services in Avon

Fast Funds, Faster Success-Empowering Real Estate Visionaries With Avon Hard Money Lending Solutions!

Looking for Convenient and Reliable Hard Money Lending Services in Avon, Connecticut?

With a multitude of lending options available, it can be challenging to find the perfect fit for your financing needs. That’s why we, at Hard Money Solutions of Avon, Connecticut, take pride in offering top-notch hard money lending services tailored to meet your specific requirements.

Our dedicated team works tirelessly to ensure our services are readily accessible whenever you require them. Whether you need a one-time loan for a specific project or ongoing financing solutions, we have the perfect solution for you. Plus, our user-friendly online application process guarantees a streamlined experience!

No matter the scope of your hard money lending needs, our company is fully equipped to handle them all. With our experienced team, we provide high-quality lending services at competitive rates, offering you the utmost value for your investment. When it comes to reliable hard money lending services in Avon, Connecticut, we are your go-to choice. Contact us today to learn more about our comprehensive services or to schedule a consultation with us!

Our Company Goals & Mission

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At Avon Hard Money Lending of Avon, Connecticut, we take great pride in delivering exceptional hard money lending services to our valued customers. We recognize the competitive landscape in the lending industry, which drives our unwavering commitment to excellence. We understand the significance of our customers’ trust in selecting a reliable hard money lending service provider, and our primary objective is to ensure that every customer receives an unparalleled experience with us. Let us delve into our company’s goals and mission statement, which shape our commitment to excellence in hard money lending services.

Our Company Goals

At Avon Hard Money Solutions in Avon, Connecticut, our utmost priority is to deliver exceptional hard money lending services to each and every customer. We are dedicated to ensuring that every customer receives a satisfying experience and sees the value in choosing us for their lending needs. To fulfill this objective, we employ cutting-edge technology and leverage our extensive industry knowledge. Our team of highly skilled professionals possesses the expertise to handle complex lending transactions efficiently and effectively. Additionally, we are committed to offering competitive rates and flexible terms, making our services accessible to all borrowers. Our mission is to provide innovative and customized lending solutions that empower our clients to achieve their financial goals and succeed in their real estate ventures.

Our Mission Statement

To provide exceptional hard money lending services that empower real estate investors and contribute to their financial success. We are dedicated to delivering reliable and flexible lending solutions tailored to the unique needs of our clients. Through the utilization of innovative technologies and industry expertise, we strive to facilitate efficient and timely funding for real estate projects. Our team of experienced professionals is driven by a passion for helping clients achieve their investment goals and maximize their returns. We are committed to fostering long-term partnerships based on trust, transparency, and integrity. Together, we are working towards financial empowerment and success in the real estate industry.

money loans
At Avon Hard Money Solutions in Avon, Connecticut, we are dedicated to delivering top-notch hard money lending services that prioritize customer satisfaction and financial success. We take immense pride in providing a high-quality experience for our clients while working diligently to help them achieve their investment goals. Our company goals revolve around ensuring that each client receives exceptional service and leaves with the funding they need for their real estate ventures. Moreover, our mission statement highlights our unwavering commitment to financial empowerment and success in the real estate industry. If you are seeking an exceptional hard money lending service provider driven by a genuine passion for your financial success, Avon Hard Money Loans is the ideal choice for you.​
It’s no secret that more and more people are turning to hard money lending services for their financing needs. From convenience to flexibility, there are numerous reasons why these services have become so popular in recent years. But don’t just take our word for it; let’s hear what some of our satisfied clients have to say about their experience with our hard money lending services.

Avon Hard Money Lending – Testimonials from Satisfied Customers

“I have been using Avon Hard
Money Lending
 for my real estate investments, and I couldn’t be happier with their services. Their team is highly knowledgeable and provides personalized solutions that align with my investment goals. They are responsive, efficient, and transparent throughout the lending process. I highly recommend Avon Hard Money Lending for anyone seeking reliable and flexible financing options.” –

Eric Gonzales

“I recently utilized the services of Avon Hard Money Lending for a real estate project, and I must say, they exceeded my expectations. Their team provided me with a quick and seamless lending experience. They understood my project requirements and offered me a tailored financing solution that perfectly fit my needs. Their professionalism, responsiveness, and competitive rates made them the ideal lending partner for my venture. I highly recommend Avon Hard Money Lending to anyone in need of reliable and efficient financing for their real estate projects.” – 

Dorothy Smith

“I have been utilizing the services of Avon Hard Money Lending for my real estate investments, and I am extremely satisfied. Their team is professional, knowledgeable, and responsive. They understand the unique challenges of the real estate industry and provide tailored lending solutions that meet my specific needs. Their rates are competitive, and the application process is streamlined and efficient. I highly recommend Avon Hard Money Loan to anyone in need of reliable and trustworthy hard money lending services.” – 

Mark Wilson

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